Paisa Loans Personal Loan – Instant Funds for Your Needs 💰✨
Financial emergencies can arise at any time, whether it’s a medical expense, home renovation, travel, or a wedding. Paisa Loans Personal Loan helps you manage your urgent financial needs with quick approvals, minimal paperwork, and flexible repayment options.
With competitive interest rates and hassle-free processing, we ensure that you get the funds you need, when you need them—without any collateral!
🚀 Apply for a Paisa Loans Personal Loan today and take control of your finances! ✅
Paisa Loans Personal Loan Features 💰✅
✅ Loan Amount up to ₹50 Lakhs
Get loans ranging from ₹50,000 to ₹50 lakhs to meet all your financial needs.
✅ No Collateral or Security Required
Get instant funds without pledging any assets.
✅ Quick & Hassle-Free Approval
Fast processing with minimal documentation and instant approval.
✅ Flexible Repayment Tenure
Repay at your convenience with a tenure ranging from 12 to 60 months.
✅ Attractive Interest Rates
Enjoy low-interest rates starting from 10.50% per annum.
✅ Balance Transfer Facility
Transfer your existing personal loan to Paisa Loans and enjoy lower EMIs.
✅ 100% Digital Process
Apply online and get funds directly credited to your account in no time.
📢 Get instant funds with Paisa Loans Personal Loan – Apply today! 🚀💸
Paisa Loans Personal Loan Eligibility ✅💰
To apply for a Personal Loan, you must meet the following criteria:
✅ Age Criteria
✔ Minimum age: 21 years
✔ Maximum age: 60 years (at the time of loan maturity)
✅ Employment Type
✔ Salaried individuals working in private or public sector companies, including MNCs
✔ Self-employed professionals and business owners with a stable income
✅ Minimum Monthly Income
✔ Salaried: ₹20,000 per month (₹25,000 for metro cities)
✔ Self-employed: Minimum annual income of ₹3 lakhs
✅ Work Experience
✔ Salaried: Minimum 1 year of total work experience, with at least 6 months in the current job
✔ Self-employed: Minimum 2 years of business continuity
✅ Credit Score Requirement
✔ A CIBIL score of 700+ increases the chances of loan approval
📢 Meet the criteria? Apply for a Paisa Loans Personal Loan today and get funds instantly! 🚀💸
Paisa Loans Personal Loan Fees & Charges 💰✅
| Fee Type | Charges |
|---|---|
| Interest Rate | Starting from 10.50% per annum |
| Loan Processing Fee | Up to 2.5% of the loan amount |
| Prepayment Charges | 2% to 5% of the outstanding principal (varies based on tenure) |
| Foreclosure Charges | Up to 4% of the outstanding loan amount |
| Late Payment Penalty | 2% per month on the overdue EMI |
| EMI Bounce Charges | ₹500 per bounce |
| Stamp Duty & Taxes | As per applicable state laws |
🔹 No hidden costs – full transparency on all charges
🔹 Special discounts available for existing Paisa Loans customers
📢 Need funds? Get a Paisa Loans Personal Loan at the best rates – Apply today! 🚀💸
Paisa Loans Personal Loan Documentation 📄✅
To apply for a Personal Loan, you need to submit the following documents:
✅ Identity Proof (Any one of the following)
✔ Aadhaar Card
✔ PAN Card
✔ Passport
✔ Voter ID Card
✔ Driving License
✅ Address Proof (Any one of the following)
✔ Aadhaar Card
✔ Passport
✔ Voter ID Card
✔ Driving License
✔ Utility Bill (Electricity/Water/Gas – not older than 3 months)
✅ Income Proof
📌 For Salaried Individuals
✔ Last 3 months’ salary slips
✔ Latest Form 16 or Income Tax Return (ITR)
✔ Bank statement for the last 6 months (showing salary credit)
📌 For Self-Employed Individuals
✔ Income Tax Returns (ITR) for the last 2 years
✔ Profit & Loss Account and Balance Sheet (CA certified)
✔ Bank statement for the last 6 months
✅ Additional Documents (If Required)
✔ Employment Certificate (for salaried individuals)
✔ Business Registration Proof (for self-employed individuals)
📢 Minimal paperwork, quick disbursal! Apply for Paisa Loans Personal Loan today and get instant funds! 🚀💸
Have any Questions? Call us Today!
8247379008
Brochures
Download our brochures for detailed information on our loan offerings.