Drive Your Dream Car with Paisa Loans 🚗✨
Owning a car is a major milestone, but arranging the right financing can be a challenge. This is where Paisa Loans steps in to support you. Our Car Loan solutions make buying your dream car easy, affordable, and hassle-free. With low interest rates, flexible EMI options, and quick approvals, we ensure that you can hit the road without any financial worries.
🚀 Apply for a Paisa Loans Car Loan today and drive home your dream car with ease!
Paisa Loans Car Loan Features 🚗💨
✅ High Loan Amount
Get up to 100% financing on your new or used car with minimal down payment.
✅ Attractive Interest Rates
Enjoy low-interest rates for affordable and easy EMIs.
✅ Flexible Repayment Tenure
Choose a repayment tenure ranging from 12 to 84 months, as per your convenience.
✅ Quick Loan Approval
Fast processing and instant approval with minimal documentation.
✅ Loan for New & Used Cars
Finance available for both brand-new and pre-owned cars.
✅ No Collateral Required
Get your car loan without the need for additional security or guarantor.
✅ Zero Foreclosure Charges
Repay your loan early without any prepayment penalty (for floating rate loans).
🏁 Make your dream car a reality with Paisa Loans – Apply Now! 🚗💨
Paisa Loans Car Loan Eligibility 🚗✅
To apply for a Car Loan, you must meet the following criteria:
✅ Eligible Applicants
✔ Salaried individuals (working in government, private, or multinational companies)
✔ Self-employed individuals (business owners, professionals, and entrepreneurs)
✅ Age Criteria
✔ Salaried: 21 to 60 years (at loan maturity)
✔ Self-employed: 21 to 65 years (at loan maturity)
✅ Income Criteria
✔ Salaried: Minimum ₹20,000 per month income
✔ Self-employed: Minimum ₹3 lakhs annual income
✅ Employment/Business Stability
✔ Salaried: Minimum 1 year of continuous employment
✔ Self-employed: Minimum 2 years in current business
✅ Credit Score Requirement
✔ A credit score of 700 or above improves approval chances
✅ Residence Stability
✔ Applicant must have a stable residence for at least 1 year
📢 Drive home your dream car with Paisa Loans – Apply Now for Quick & Easy Financing! 🚗💨
Paisa Loans Car Loan Fees & Charges 🚗💰
✅ Transparent & Affordable Charges for a Hassle-Free Loan Experience
| Fee Type | Charges |
|---|---|
| Interest Rate | Starting from 8.50% per annum |
| Loan Processing Fee | Up to 1% of the loan amount or ₹10,000 (whichever is lower) |
| Prepayment Charges | Nil for floating interest rate loans |
| Foreclosure Charges | Up to 5% on the outstanding loan amount (if closed before tenure) |
| Late Payment Penalty | 2% per month on the overdue EMI |
| EMI Bounce Charges | ₹500 per bounce |
| Stamp Duty & Taxes | As per applicable state laws |
🔹 100% financing available for select car models
🔹 No hidden charges – full transparency guaranteed
🚗 Get your dream car with Paisa Loans – Apply today for easy and affordable financing! 🚀
Paisa Loans Car Loan Documentation 🚗📄
To apply for a Car Loan, you need to submit the following documents:
✅ Identity Proof (Any one of the following)
✔ Aadhaar Card
✔ PAN Card
✔ Passport
✔ Voter ID Card
✔ Driving License
✅ Address Proof (Any one of the following)
✔ Aadhaar Card
✔ Passport
✔ Voter ID Card
✔ Driving License
✔ Utility Bill (Electricity/Water/Gas – not older than 3 months)
✅ Income Proof
📌 For Salaried Individuals
✔ Last 3 months’ salary slips
✔ Latest Form 16 or Income Tax Return (ITR)
✔ Bank statement for the last 6 months (showing salary credit)
📌 For Self-Employed Individuals
✔ Income Tax Returns (ITR) for the last 2 years
✔ Profit & Loss Account and Balance Sheet (CA certified)
✔ Bank statement for the last 6 months
✅ Vehicle & Dealer Documents
✔ Quotation or Invoice of the car from the authorized dealer
✔ Registration Certificate (RC) of the vehicle (for used car loans)
✅ Additional Documents
✔ Duly filled loan application form with passport-size photographs
📢 Minimal paperwork, quick approvals! Apply for a Paisa Loans Car Loan today and drive your dream car home hassle-free! 🚗💨
Have any Questions? Call us Today!
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Brochures
Download our brochures for detailed information on our loan offerings.