Paisa Loans Credit Card Loan – Instant Cash When You Need It! 💳💰
Unexpected expenses can arise at any time, and waiting for funds is not always an option. With Paisa Loans Credit Card Loan, you can get instant cash against your credit card limit, ensuring quick access to funds without collateral.
Whether it’s for medical emergencies, travel, shopping, or any urgent financial need, our credit card loan offers flexible repayment options and attractive interest rates to suit your budget.
🚀 Convert your credit limit into an easy loan with Paisa Loans – Apply now! ✅
Paisa Loans Credit Card Loan Features 💳✅
✅ Instant Loan Against Your Credit Card
Get quick access to funds without extra documentation—approved within minutes!
✅ No Collateral Required
Avail of a loan without pledging any security or guarantor.
✅ Flexible Loan Amount
Borrow as per your needs—loan amount depends on your available credit limit.
✅ Attractive Interest Rates
Enjoy competitive interest rates lower than standard credit card charges.
✅ Easy Repayment Options
Convert your loan into affordable EMIs with flexible tenure of 6 to 48 months.
✅ Quick Disbursal
Funds are transferred instantly to your bank account or available as credit card balance.
✅ Zero Documentation
No need to submit extra paperwork—fast and hassle-free process.
📢 Need urgent cash? Get a Paisa Loans Credit Card Loan today and convert your credit limit into funds instantly! 🚀💰
Paisa Loans Credit Card Loan Eligibility 💳✅
To avail of a Credit Card Loan, you must meet the following criteria:
✅ Age Criteria
✔ Minimum age: 21 years
✔ Maximum age: 60 years (for salaried) / 65 years (for self-employed)
✅ Credit Card Holder
✔ Must have an active credit card issued by a recognized bank/NBFC
✔ Should have a good repayment history with no defaults
✅ Minimum Credit Limit
✔ A minimum available credit limit of ₹20,000 is required to apply for a loan
✅ Employment Type
✔ Salaried individuals with a stable income
✔ Self-employed professionals/business owners with a steady financial profile
✅ Credit Score Requirement
✔ A CIBIL score of 700+ enhances approval chances
📢 Already have a credit card? Convert your limit into an instant loan with Paisa Loans – Apply now! 🚀💰
Paisa Loans Credit Card Loan Fees & Charges 💳💰
| Fee Type | Charges |
|---|---|
| Interest Rate | Starting from 12% per annum |
| Processing Fee | Up to 3% of the loan amount |
| Foreclosure Charges | Up to 4% of the outstanding loan amount |
| Late Payment Fee | 2% per month on overdue EMI |
| EMI Bounce Charges | ₹500 per bounce |
| Stamp Duty & Taxes | As per applicable state laws |
🔹 No hidden charges – complete transparency in fees
🔹 Lower interest rates compared to regular credit card usage
📢 Need quick cash? Get a Paisa Loans Credit Card Loan today – Apply now! 🚀💳
Paisa Loans Credit Card Loan Documentation 📄✅
One of the biggest advantages of a Credit Card Loan is the minimal documentation required. If you are an existing Paisa Loans credit cardholder, you may not need to submit additional documents. However, in some cases, the following may be required:
✅ Basic Documents
✔ PAN Card (Mandatory as per RBI guidelines)
✔ Aadhaar Card (For identity & address verification)
✅ Income Proof (If Required)
📌 For Salaried Individuals:
✔ Latest 3 months’ salary slips
✔ Bank statement for the last 6 months showing salary credit
📌 For Self-Employed Individuals:
✔ Latest Income Tax Return (ITR)
✔ Profit & Loss Account and Balance Sheet (CA certified)
✔ Bank statement for the last 6 months
🔹 Existing Paisa Loans Credit Card Customers may not need to submit any documents
🔹 100% online process with instant approval
📢 Get funds in minutes! Apply for a Paisa Loans Credit Card Loan now! 🚀💳
Have any Questions? Call us Today!
8247379008
Brochures
Download our brochures for detailed information on our loan offerings.