Paisa Loans – Protect What Matters with General Insurance 🏥🚗🏠
At Paisa Loans, we go beyond lending to help you safeguard your valuable assets with our comprehensive General Insurance offerings. Whether it’s your health, car, home, or travel plans, unexpected events can lead to major financial setbacks. Our general insurance policies are designed to provide the coverage you need, when you need it most.
With easy policy issuance, affordable premiums, and a smooth claim process, Paisa Loans General Insurance ensures you’re always protected against life’s uncertainties.
📢 Be prepared for the unexpected – secure your future with Paisa Loans General Insurance today!
Paisa Loans – General Insurance Features 🛡️🌐
Explore a wide range of protection with Paisa Loans General Insurance — designed to secure your health, assets, and peace of mind.
✅ Wide Coverage Options
Protect everything that matters — from health, vehicle, home, travel, to business assets — under one platform.
✅ Affordable Premiums
Choose from flexible plans with budget-friendly premiums and extensive protection.
✅ Quick & Easy Claims Process
Enjoy a hassle-free claims settlement process with 24/7 support and minimal paperwork.
✅ Cashless Facilities
Benefit from cashless claim services at a wide network of hospitals and garages (for health and motor insurance).
✅ Customizable Plans
Add-ons and riders available to tailor your coverage to specific needs and risks.
✅ Instant Policy Issuance
Get insured in just a few steps with instant digital policy generation and e-documentation.
✅ Tax Benefits
Avail tax deductions on health insurance premiums under Section 80D of the Income Tax Act.
📢 Secure every aspect of your life with Paisa Loans General Insurance – protection made easy and accessible.
Paisa Loans – General Insurance Eligibility ✅🛡️
Getting insured with Paisa Loans General Insurance is simple and accessible. Here are the basic eligibility criteria for various general insurance plans:
✅ Health Insurance
Age: 18 to 65 years (proposer)
Dependent Coverage: Children aged 91 days to 25 years
Medical tests may be required above a certain age or for high coverage
✅ Motor Insurance (Car/Bike)
Must be the registered owner of the vehicle
Vehicle must be registered in India
Must have valid driving license
✅ Home Insurance
Individuals owning a residential property
Tenants can also insure household contents
Property must be legally owned or occupied
✅ Travel Insurance
Indian citizens traveling domestically or internationally
Age: 6 months to 70+ years (varies by plan)
Must provide valid travel dates and purpose
✅ Commercial/Business Insurance
Business owners, entrepreneurs, or self-employed individuals
Must have valid business registration documents
📢 Note: Specific eligibility may vary based on the insurer and policy type. Contact Paisa Loans for plan-specific requirements.
💬 Get protected today – insurance that works as hard as you do!
Paisa Loans – General Insurance Fees & Charges 💰🛡️
At Paisa Loans, we offer transparent and affordable general insurance plans with clearly defined fees and charges. Here’s a breakdown of the typical costs you may encounter:
💸 Premium Charges
Based on sum insured, type of coverage, risk factor, and policy tenure
Payable monthly, quarterly, annually, or one-time (for short-term plans like travel insurance)
📝 Policy Issuance Fee
Usually included in the premium
No separate issuance charges unless specified for specific insurance types
🔧 Add-On Coverage Charges
Optional riders (like roadside assistance, critical illness, accidental coverage, etc.) may attract additional premium
🏥 Health Insurance Co-Payment
In some plans, a percentage of the claim must be borne by the insured (usually 10–20%)
🚗 Motor Insurance Deductibles
Compulsory deductible: Fixed amount paid by the policyholder during each claim
Voluntary deductible: Chosen by the insured for lower premium in exchange for higher out-of-pocket cost per claim
❌ Policy Cancellation Charges
Nominal charges may apply if the policy is canceled before the term ends
Refunds are provided as per insurer’s policy, subject to no claim being filed
📊 GST and Other Taxes
18% GST applicable on premiums and charges as per government regulations
📢 Always review your policy schedule for exact fee details. At Paisa Loans, we believe in full transparency and fair pricing.
🔐 Insure smart, live worry-free!
Paisa Loans – General Insurance Documentation 📑🛡️
Getting insured with Paisa Loans General Insurance is simple, requiring minimal paperwork. Below is the standard set of documents needed based on the type of insurance:
🏥 For Health Insurance
Identity Proof (Aadhaar Card, PAN Card, Passport, Voter ID, etc.)
Address Proof (Utility Bill, Aadhaar, Passport, etc.)
Age Proof (Birth certificate, School leaving certificate, etc.)
Recent Passport-size Photograph
Medical Reports (if required, based on age or sum insured)
🚗 For Motor Insurance (Car/Bike)
Vehicle Registration Certificate (RC)
Driving License
Previous Insurance Policy (if renewing)
Identity & Address Proof
Pollution Under Control (PUC) Certificate
🏠 For Home Insurance
Property Ownership Proof (Sale Deed, Property Tax Receipt, etc.)
Address & Identity Proof
Photographs of the Property (if required)
Home Valuation Report (for high-value homes or contents)
🌍 For Travel Insurance
Passport Copy
Visa (if applicable)
Travel Itinerary / Tickets
Identity Proof
🏢 For Commercial/Business Insurance
Business Registration Certificate
Address Proof of Business Premises
List of Assets to be Insured
Financial Statements (for large cover)
KYC Documents of Business Owner
📢 Note: Additional documents may be requested based on the insurer’s requirements and type of policy.
📝 Paisa Loans makes it easy – apply online or offline and get insured with ease. Your protection is just a few documents away!
Have any Questions? Call us Today!
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