Health Insurance

Paisa Loans – Health Insurance Eligibility 🏥📋

Getting covered with Paisa Loans Health Insurance is simple and hassle-free. Whether you’re an individual or a family, we have plans that suit all age groups and needs.

✅ Basic Eligibility Criteria

• Entry Age:

  • Adults: 18 to 65 years

  • Children: 91 days to 25 years (under family floater plans)

• Renewability:

  • Lifetime renewability is available on most plans

• Nationality:

  • Applicant must be an Indian resident

• Medical Check-Up:

  • May be required for applicants above a certain age or opting for high sum insured

✅ Eligible Applicants

• Salaried individuals

• Self-employed professionals

• Families

• Senior citizens (with specialized plans)

💡 Note: Specific eligibility may vary based on the chosen plan. Contact Paisa Loans to find the best-fit health insurance policy for your needs.

🛡️ Secure your health and your future — apply today with Paisa Loans.

Paisa Loans – Health Insurance Fees & Charges 💰🏥

At Paisa Loans, we believe in transparent pricing and zero hidden costs. Our health insurance fees and charges are structured to give you comprehensive coverage at affordable rates.

💸 Premium Charges

• Based on factors like:

  • Age of insured

  • Sum insured

  • Health condition

  • Policy type (individual/family floater)

  • Add-on riders

• Payable annually, semi-annually, or monthly

📃 Policy Issuance Charges

• No separate issuance fee – included in premium

🛡️ Add-On Cover Charges (Optional)

• Additional premiums apply for:

  • Critical illness cover

  • Maternity & newborn benefits

  • OPD & dental coverage

  • Personal accident coverage

🏥 Room Rent Limit / Co-Payment Clause

• Some plans may include:

  • Room rent limits (e.g., ₹5,000/day)

  • Co-payment (a percentage of the claim amount borne by the policyholder)

❌ Policy Cancellation Charges

• Nominal deduction may apply if canceled before policy term ends

• Refunds as per insurer’s guidelines

📊 Taxes

• 18% GST applicable on premium and other charges as per government norms

📢 Paisa Loans ensures complete clarity — no hidden charges, just honest protection. Contact us for a quote that fits your budget and health needs.

Paisa Loans – Health Insurance Documentation 📑🏥

To apply for a Health Insurance Policy with Paisa Loans, you need to submit a few essential documents to verify your identity, age, and medical history. Here’s a checklist to help you get started:

✅ Basic Documents Required

1. Identity Proof (Any one of the following):

   • Aadhaar Card

   • PAN Card

   • Voter ID

   • Passport

   • Driving License

2. Address Proof (Any one of the following):

   • Aadhaar Card

   • Utility Bill (Electricity/Water/Gas)

   • Passport

   • Ration Card

3. Age Proof (Any one of the following):

   • Birth Certificate

   • School Leaving Certificate

   • Passport

   • Aadhaar Card

4. Recent Passport-Size Photographs

🏥 Medical Documents (If Applicable)

• Medical reports or check-up results (if required based on age or sum insured)

• Declaration of any pre-existing illnesses or ongoing treatments

👨‍👩‍👧‍👦 For Family Floater Plans

• Relationship proof for covered members (e.g., birth certificate, marriage certificate)

📢 Note: Documentation requirements may vary based on the insurer’s terms and your specific policy.

🛡️ At Paisa Loans, we make insurance simple and secure. Submit the required documents and get covered with ease!