bike loan

Own Your Dream Bike with Paisa Loans 🏍️

Buying a bike is an exciting milestone, but arranging the right financing can be challenging. This is where Paisa Loans steps in to support you. Our Bike Loan solutions are designed to make two-wheeler ownership easy and affordable, helping you ride home with your dream bike without financial stress. With low interest rates, flexible EMI options, and quick approvals, we ensure a hassle-free loan process.

πŸš€ Apply for a Paisa Loans Bike Loan today and hit the road with ease!

Paisa Loans Bike Loan Features πŸš€πŸοΈ

βœ… Loan up to 100% of Bike Value
Get up to 100% financing on your dream bike with minimal down payment.

βœ… Attractive Interest Rates
Enjoy low-interest rates for an affordable and stress-free repayment experience.

βœ… Flexible Repayment Tenure
Repay your loan conveniently with tenure options ranging from 12 to 60 months.

βœ… Quick & Easy Approval
Get instant loan approval with a fast and hassle-free application process.

βœ… Minimal Documentation
Submit just basic KYC documents for a smooth and quick loan disbursal.

βœ… No Collateral Required
Secure a bike loan without the need for any additional security or guarantor.

βœ… Zero Foreclosure Charges
Repay your loan early without worrying about any prepayment penalties.

🏍️ Turn your dream of owning a bike into reality with Paisa Loans – Apply Now! πŸš€

Paisa Loans Bike Loan Eligibility πŸοΈπŸš€

To apply for a Bike Loan, you must meet the following criteria:

βœ… Eligible Applicants
βœ” Salaried individuals (private/government employees)
βœ” Self-employed individuals (business owners, freelancers, entrepreneurs)

βœ… Age Criteria
βœ” Minimum age: 18 years at the time of loan application
βœ” Maximum age: 65 years at the time of loan maturity

βœ… Income Criteria
βœ” Salaried: Minimum β‚Ή10,000 per month income
βœ” Self-employed: Minimum β‚Ή1 lakh annual income

βœ… Employment/Business Stability
βœ” Salaried: Minimum 1 year of continuous employment
βœ” Self-employed: Minimum 2 years in current business

βœ… Credit Score Requirement
βœ” A credit score of 700 or above improves chances of approval

βœ… Residence Stability
βœ” Applicant must have a stable residence for at least 1 year

πŸ“’ Get your dream bike with Paisa Loans – Apply Now for Quick & Easy Financing! πŸš€πŸοΈ

Paisa Loans Bike Loan Fees & Charges πŸοΈπŸš€

βœ… Transparent Charges for a Hassle-Free Loan Experience

Fee TypeCharges
Interest RateStarting from 9.99% per annum
Loan Processing FeeUp to 2% of the loan amount or β‚Ή2,500 (whichever is higher)
Prepayment ChargesNil after 6 months of loan tenure for individuals
Late Payment Penalty2% per month on the overdue EMI
EMI Bounce Chargesβ‚Ή500 per bounce
Stamp Duty & TaxesAs per state government regulations

πŸ”Ή 100% financing available for select models
πŸ”Ή No hidden charges – full transparency guaranteed

🏍️ Get your dream bike with easy & affordable financing – Apply for Paisa Loans Bike Loan today! πŸš€

Paisa Loans Bike Loan Documentation πŸοΈπŸ“„

To apply for a Bike Loan, you need to submit the following documents:

βœ… Identity Proof (Any one of the following)

βœ” Aadhaar Card
βœ” PAN Card
βœ” Passport
βœ” Voter ID Card
βœ” Driving License

βœ… Address Proof (Any one of the following)

βœ” Aadhaar Card
βœ” Passport
βœ” Voter ID Card
βœ” Driving License
βœ” Utility Bill (Electricity/Water/Gas – not older than 3 months)

βœ… Income Proof

πŸ“Œ For Salaried Individuals
βœ” Last 3 months’ salary slips
βœ” Latest Form 16 or Income Tax Return (ITR)
βœ” Bank statement for the last 6 months (showing salary credit)

πŸ“Œ For Self-Employed Individuals
βœ” Income Tax Returns (ITR) for the last 2 years
βœ” Profit & Loss Account and Balance Sheet (CA certified)
βœ” Bank statement for the last 6 months

βœ… Additional Documents

βœ” Quotation/Invoice of the bike from the dealer
βœ” Duly filled loan application form with passport-size photographs

πŸ“’ Minimal paperwork, quick approvals! Apply for a Paisa Loans Bike Loan today and ride your dream bike hassle-free! πŸοΈπŸš€

Have any Questions? Call us Today!

8247379008

Brochures

Download our brochures for detailed information on our loan offerings.