Paisa Loans – Loan Against Property 🏡💰
Your property is more than just an asset—it can be a powerful financial tool! With Paisa Loans Loan Against Property (LAP), you can unlock the value of your residential or commercial property and get funds to meet your financial needs.
Whether it’s for business expansion, debt consolidation, education, medical emergencies, or any personal requirement, our Loan Against Property offers high loan amounts, attractive interest rates, and flexible repayment options.
📢 Leverage your property’s value to secure the funds you need – Apply for a Paisa Loans Loan Against Property today! 🚀💸
Paisa Loans – Loan Against Property Features 🏡💰
✅ High Loan Amount
Get a loan of up to ₹5 Crores based on your property’s market value and eligibility.
✅ Attractive Interest Rates
Enjoy low-interest rates starting from 8.50% per annum, making repayments more affordable.
✅ Flexible Repayment Tenure
Repay your loan comfortably with a tenure of up to 15 years.
✅ Loan for Multiple Purposes
Use the funds for business expansion, debt consolidation, education, medical emergencies, or personal needs.
✅ Both Residential & Commercial Properties Accepted
Get a loan against self-occupied, rented, or vacant properties.
✅ Quick & Hassle-Free Processing
Fast loan approvals with minimal documentation and quick disbursal.
✅ Balance Transfer Facility
Transfer your existing Loan Against Property from another bank to Paisa Loans at lower interest rates.
📢 Unlock the true potential of your property! Apply for a Paisa Loans Loan Against Property today! 🚀🏡💰
Paisa Loans – Loan Against Property Eligibility 🏡✅
To apply for a Loan Against Property (LAP), you must meet the following eligibility criteria:
✅ Age Criteria
✔ Salaried Individuals: 21 to 60 years
✔ Self-Employed Individuals: 21 to 65 years
✅ Employment Type
✔ Salaried professionals working in government, private, or multinational companies
✔ Self-employed individuals, business owners, and professionals (Doctors, CAs, etc.)
✅ Property Ownership
✔ The applicant must own a residential or commercial property
✔ The property should be free from legal disputes
✅ Minimum Monthly Income
✔ Salaried Individuals: Minimum ₹25,000 per month
✔ Self-Employed Individuals: Minimum ₹3 lakhs annual income
✅ Business/Employment Stability
✔ Salaried individuals should have at least 2 years of work experience
✔ Self-employed individuals must have a minimum of 3 years of business continuity
✅ Credit Score Requirement
✔ A CIBIL score of 700+ is preferred for easy approval
📢 Leverage your property’s value and get hassle-free funding! Apply for a Paisa Loans Loan Against Property today! 🚀💰🏡
Paisa Loans – Loan Against Property Fees & Charges 🏡💰
| Fee Type | Charges |
|---|---|
| Interest Rate | Starting from 8.50% per annum |
| Processing Fee | Up to 2% of the loan amount |
| Foreclosure Charges | Up to 4% of the outstanding loan amount* |
| Part-Payment Charges | Up to 3% of the part-payment amount* |
| Late Payment Fee | 2% per month on overdue EMI |
| EMI Bounce Charges | ₹500 per bounce |
| Stamp Duty & Taxes | As per applicable state laws |
🔹 No hidden charges – complete transparency in fees
🔹 Balance transfer option available for lower interest rates
📢 Turn your property into financial support! Apply for a Paisa Loans Loan Against Property today! 🚀💰🏡
(*Terms & Conditions apply)
Paisa Loans – Loan Against Property Documentation 📄✅
To apply for a Loan Against Property (LAP), you need to submit the following documents:
✅ Identity & Address Proof (Any One)
✔ Aadhaar Card
✔ Passport
✔ Voter ID Card
✔ Driving License
✅ Income Proof
📌 For Salaried Individuals:
✔ Latest 3 months’ salary slips
✔ Form 16 or ITR for the last 2 years
✔ Bank statement for the last 6 months (showing salary credits)
📌 For Self-Employed Individuals & Business Owners:
✔ Latest Income Tax Returns (ITR) for 2 years
✔ Profit & Loss Account and Balance Sheet (CA certified)
✔ Bank statement for the last 6 months (business transactions)
✅ Property Documents
✔ Sale deed/Title deed of the property
✔ Property tax receipts & approved building plan
✔ Encumbrance certificate (EC)
✅ Other Documents (If Applicable)
✔ Business registration proof (for self-employed)
✔ Partnership deed/Memorandum of Association (for firms & companies)
🔹 Minimal paperwork & quick approvals
🔹 100% transparent process
📢 Turn your property into a powerful financial tool! Apply for a Paisa Loans Loan Against Property today! 🚀💰🏡
Have any Questions? Call us Today!
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